Over the last few months, the media has gone to town on the big banks, with stories of people being declined for mortgages over things like buying one too many coffees or spending too much on takeaway food.

It’s been widely reported in the press that the legislation introduced to protect borrowers had the unintended consequence of the big banks making intrusive inquiries into expenses – potentially preventing credit-worthy applicants from getting a mortgage.

At Resimac, we believe in finding customer-friendly ways to implement regulatory changes. Because YOU DESERVE BETTERER.

We developed a sensible method of assessing loans which complies with the new legislation while at the same time catering for your unique needs and situations.

As residential property lending specialists, our sole purpose is to help you purchase properties, which is why we’re so good at it.

Avoid home loan ridiculousness

Something as trivial as a morning caffeine fix shouldn’t mean an automatic home loan rejection.

With Resimac, too many cappuccinos, takeaway food orders, or Spotify accounts won’t necessarily cause you to miss out on a property opportunity. As residential property lending specialists, we view you as an adult, so your home loan application won’t get rejected for ridiculousness.

How much can I borrow

Use your income and expenses to estimate how much you may be able to borrow for a home loan.

Home loan repayments calculator

Use our calculator to work out how much your repayments
may be on your home loan

Introducing CustomerZone

CustomerZone is Resimac’s new online loan management platform where customers can manage their home loan, their way. New features and benefits offered by CustomerZone include: a responsive and user-friendly digital experience; Pay Anyone functionality; support for one-off, scheduled and recurring payments; enhanced fraud protection security; and on-demand e-statements and transaction history.


Introducing CustomerZone

See if you're eligible

Had a bad experience with another lender? Been rejected for a seemingly silly reason? Not been able to borrow as much as you need and think you could afford?

You deserve betterer.

And Resimac could potentially be the solution. As residential property lending specialists, our sole purpose is to try and help people purchase properties.

Find out what you’re eligible to borrow with Resimac.

Talk to your adviser or mortgage broker or see if you’re eligible below.

Get in touch

We know getting a home loan is a big commitment. That’s why we have a great team of experts ready to walk you through the process or answer any of your questions or concerns.

They’re just a call away.
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I'm a customer

Get access to your accounts online.

System maintenance
We are currently experiencing technical issues with CustomerZone.
Please email customerassist@resimac.co.nz for any urgent enquiries. During this time, your online account will not be accessible. We apologise for any inconvenience.

Adviser login

Get access to your accounts online.

Due to planned server maintenance, our log-in page will not be available on Sunday 8th May between 4:00am and 7:00am NZST.

We apologise for any inconvenience caused.