Does this sound like you?

  • Employed full-time, part-time or contract PAYE, or are self-employed with full documentation
  • Have a good work history
  • Have a good credit history
  • Have good equity or a strong deposit
  • Are looking for a higher loan amount than what the banks are willing to offer

You may be a good candidate for a Resimac home loan.

Resimac Prime (Full Doc)

A pragmatic approach to a classic mortgage, Resimac Prime (Full Doc) enables suitable PAYE or self-employed (with full documentation) applicants to borrow a more realistic amount than what other lenders may be willing to lend, to buy the property they deserve.
  • Loan use: Purchase, refinance, non-structural home improvements, debt consolidation, cash out, business purposes, investment or any other worthwhile purpose
  • Loan amount: Between $50,000 to $2,500,0002
  • Minimum deposit: 20%
  • Loan term: Between 10 to 30 years
  • Repayment options: Principal & Interest and Interest Only1

We know getting a new home loan is a big financial commitment. That’s why, as residential property lending experts, we’re only going to charge you the fees we need to – to help make sure getting a loan is a less stressful experience. Assuming you don’t require any exceptional changes, these are the only fees and charges you’ll pay over the life of your loan. There’s nothing to hide here.

A full schedule of our fees and charges is available on the Costs of Borrowing, Forms, and Terms page.

See if you're eligible

Had a bad experience with another lender? Been rejected for a seemingly silly reason? Not been able to borrow as much as you need and think you could afford?

You deserve betterer.

And Resimac could potentially be the solution. As residential property lending specialists, our sole purpose is to try and help people purchase properties.

Find out what you’re eligible to borrow with Resimac.

Talk to your adviser or mortgage broker or see if you’re eligible below.

Get in touch

We know getting a home loan is a big commitment. That’s why we have a great team of experts ready to walk you through the process or answer any of your questions or concerns.

They’re just a call away.
Disclaimer: (1) Up to 5 years for owner occupied purposes and up to 10 years for investment purposes. (2) Maximum loan amount limited to $1,000,000 for security in Group 2B locations. ~Terms, conditions, limits, exclusions and other criteria applies. (+) This is a guide on the minimum documents required to apply for the particular type of loan. Additional documents may be required and these will be requested on a case-by-case basis.
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