Does this sound like you?
- You’re a seasoned professional residential investor.
- You have an established portfolio and good equity.
- You’re practical and driven to maximise return on investment.
- You’re looking for a lender you can truly partner with, one that understands the current regulatory environment.
You may be a good candidate for a Resimac home loan.
Which Resimac product?
Resimac Specialist Investment
A pragmatic approach to residential investment finance for professional residential property investors who want to maximise their ROI. It allows eligible customers to capitalise on existing equity and offers reliability of funding and long-term lending structures that support their ongoing cashflow.Featuring: Up to 10 years interest only up to 50% LVR, any portion of lending between 50-60% LVR on a principle & interest basis over a maximum 30 year term.
- Suitable applicants:Individuals, Companies and Trusts (individual and company trusts)^.
- Loan use: Purchase investment, refinance investment, cash out1, business purposes or any other worthwhile or investment purpose^.
- Loan amount: Between $200,000 - $2,000,000.
- Minimum deposit: 40% (existing properties) or 30% (new builds2)
- Loan term: 30 years.
- Repayment options: Interest Only to a maximum 50% LVR and Principal & Interest for the remainder.
- Eligible income sources+: Primary assessment is residential rental income (incl. tenancy agreement or rental assessment with long term rental income estimate over security property). Full time, permanent part-time or contract employment (PAYE). Bonuses, commission and overtime. Self-employed (full doc) income
Why Resimac Specialist Investment
- Up to 10 years interest only up to 50% LVR, any portion of lending between 50-60% LVR on a principle & interest basis over a maximum 30 year term.
- Low establishment fee of 1.5% which can be capitalised.
- Pragmatic assessment of servicing capacity.
- Residential investment finance at competitive rates.
- Reliability of funding and long-term lending structures that support their ongoing cashflow.
- Local knowledge with pragmatic thinking to help navigate regulatory requirements.
- Quick turnaround so they’re ready when opportunities arise.
Why our customers love us?
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Disclaimer: (1) Up to 70% LVR. (2) New builds, classified as within 6 months of CCC being issued. +For serviceability purposes. Conditions, limits and restrictions apply. Income documentation requirements apply. ^Terms, conditions, limits, exclusions and other criteria applies. (+) This is a guide only. Income will be assessed on a case-by-case basis. Income documentation will be required to prove income sources.