Specialist Full Doc and Specialist Alt Doc
home loans
Life can sometimes throw up challenges that cause people to struggle financially. This doesn't mean there aren't home loan options for you if your past history is less than perfect. We have home loans that take your situation into consideration and can help you move on with your life.
- No monthly or annual fees.
- Weekly, fortnightly or monthly payment reschedule.
- Solutions for those who sit outside of typical financial structures.
- For loans up to a maximum of $1.5m.
- Online account access.
- Customer benefits program with discounts on goods and services.
Standard fees and charges
We know getting a new home loan is a big financial commitment. That’s why, as residential property lending experts, we’re only going to charge you the fees we need to – to help make sure getting a loan is a less stressful experience. Assuming you don’t require any exceptional changes, these are the only fees and charges you’ll pay over the life of your loan. There’s nothing to hide here.
Specialist Clear home loan
- We welcome applicants with defaults and judgements listed for less than $1,000, defaults and judgements listed as paid for more than 2 years.
- We welcome applicants who are discharged bankrupt borrowers.
- Cash out available for a range of purposes, including business use and payment of tax debts.
- Unlimited number of debts being consolidated to 80% LVR.
Specialist Plus and Assist home loan
- We welcome applicants with defaults and judgements listed for less than $1,000, defaults and judgements listed as paid for more than 2 years.
- We welcome applicants who are discharged bankrupt borrowers.
- Cash out available for a range of purposes, including business use and payment of tax debts.
- Unlimited number of debts being consolidated to 80% LVR.
- We have a product that could suit applicants with unlimited mortgage arrears and unlimited defaults and judgements.